Those who are facing a long-term injury or disability that will make it difficult or impossible to work may qualify for Social Security Disability payments. However, it can be difficult to qualify and strict rules apply for those who do send in an application for disability payments. For example, the injury must last for more than one year or until the applicant dies. In addition, the applicant must be under his or her full retirement age.
If an application is approved, those who are receiving payments may not make more than $1,070 per month in earned income. There is no limit to how much unearned income a person may make or how much money a spouse can make per month. Anyone who is blind may make up to $1,800 and still receive Social Security Disability payments.
Family members of the injured person may be able to receive Social Security Disability benefits as well as long as they meet certain criteria. A spouse over the age of 62 can receive 50 percent of an individual's base benefit if married for one year, or a spouse of any age can collect 50 percent if that spouse is taking care of a child under the age of 16. Unmarried children under the age of 18, those under the age of 19 going to school or disabled adult children may also be able to receive benefits.
Receiving Social Security benefits may help a person supplement income if he or she is unable to work. For those who are having trouble getting their application for benefits approved or need help with the application process, a Social Security Disability attorney may be of assistance. The attorney could increase the chances of having an application approved in a timely manner.
Source: The Huffington Post, "Who Qualifies for Social Security Disability Benefits?", Carrie Schwab-Pomerantz, June 24, 2014