With the topic of Social Security Disability Insurance (SSDI), it is easy to become wrapped up in the global policy issues the program faces. The size of the program is immense, and the administrative operations are equally immense. Hundreds of thousands of applications must be processed every year and the Social Security Administration (SSA) must manage billions of dollars in disability payments.
Many people are probably intimidated when considering the prospect of applying for Social Security Disability Insurance (SSD) benefits. This program helps workers who have become unable to work for at least 12 months. But if you have talked with anyone or read much about SSD, you know that applying for the program's benefits can be an arduous task.
Language skills are important for most workers. Lack of fluency in English can hamper communication and limit the number of job that one may be consider for when looking for work. While many in the U.S. speak Spanish, if they lack any functional ability in English, they face a limited job market.
For many with severe physical ailments or mental conditions, Social Security Disability Insurance benefits are a lifeline. They have lost their ability to work and the receipt of SSD benefits help them buy food and keep a roof over their heads.
Whether because of their job, their study habits or their television preferences, many people would likely classify themselves as "night owls," meaning their sleeping patterns are such that they often go to bed late.