Social Security disability is an expensive program to administer and operate. With 11 million beneficiaries, even with the modest average payment, the overall size of the program is large. This size and the unwillingness of Congress to stabilize the payments required to maintain the benefit payments for both the retirement and disability programs has created the recent "crisis" on funding the program.
When most you begin to suffer some disabling illness or medical condition, you may realize you need to find a program that will provide benefits. Once you can no longer work, you know your income will drop and paying your bills will become a severe problem.
Last week, it was announced that Congress has worked out a deal that will prevent the nearly 20 percent cut to Social Security Disability benefits that was likely to have occurred next year. However, it failed to address the long-term issues that affect SSD, meaning the issue will need to be dealt with yet again by a future Congress.