Crowe & Shanahan
Serving Clients Throughout Eastern Missouri and Southern Illinois
If you can't work because of a disability, call
1-877-213-7793 | 314-231-6660

Could more SSD beneficiaries work?

One criticism of Social Security Disability Insurance is that the program could do more to help individuals within the system to return to work. SSD does have a program that does allow those whose health has improved enough that they may try to return to the workforce.

Ticket to Work program can provide assistance to those who believe it may be possible for them to return to work without an immediate loss of their SSD benefits. The benefits gradually phase out over a period of months, preventing an immediate cutoff of the SSD checks that could deter those fearful of a sudden end of their benefits.

However, the program has remained relatively small. Critics seem to believe this is due to it not being mandatory. They seem to suggest because it is "voluntary," many who could work simply refuse. Confusingly, they also argue that many disabled want to work.

This may be true. Most recipients of SSD would prefer working and potentially earning more than they receive from SSD benefits. But the process for obtaining benefits is so rigorous that the overwhelming majority of beneficiaries are too sick or suffer too severe a medical impairment to realistically return to work. For any program to move significant numbers back into the workforce would quite difficult and expensive.

One commentator claims that at least 20 percent or 1.8 million individuals could be placed in jobs. First, there would need to be a process for identifying those individuals and then, second, they would have to be found jobs. The other reality of the SSD program is that disabled individuals are not evenly distributed across the nation.

If there were jobs in some locations, they would do little good for individuals halfway across the country, who would have no means of moving, setting up residence and being hired. Simply administering such a program, even if it were wildly successful, would break the current Social Security Administration's budget, leading to even greater backlogs throughout other areas of the SSD program.

No Comments

Leave a comment
Comment Information