Posts tagged "Social Security Disability"

Why don't people have disability insurance?

In some senses, though life insurance is very important if you pass away, some experts argue that disability insurance is even more valuable. A life-long disability can result in the same loss of income, but the related costs for you and your family -- medications, in-home care, etc -- could be vastly higher. They don't end in many cases. These are costs you have for life.

Disability onset date: what it is and why it's important

For the person living with a disability or serious injury that forever changes their life, the moment that the disability or injury left them unable to work is crystal clear to them. They will never forget it. But how you personally feel about your disability and the moment it started affecting you may not align with how the Social Security Administration views your disability or injury. In fact, these dates are often quite different.

Verifying disability benefits in Missouri

Social Security is a federal program, with national guidelines on how qualified workers may claim disability benefits due to permanent or temporary work-preventing illness and injury. Qualifications for disability funds are universal, while each state has its own procedures for verifying claims.

SSA working on the update to the occupational info system

A very important part of a disability determination in the Social Security Disability Insurance program is Dictionary of Occupational Titles (DOT). This large dictionary was a compilation of job descriptions and what each job entails. It is used for a disability determination, as it is one of the tools used by SSA to decide if an applicant is able to do any other type of work given their impairments or limitations.

It's different when it happens to you

Healthcare is always a personal experience. You may read of the experience of others, but it is never quite the same thing, as when you experience yourself. For some medical conditions, like heart disease, cancer or Alzheimer's, you can imagine the stress and the fear that someone else may feel after being diagnosed, but nothing can fully prepare you to deal with it when it becomes all too real.

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