Most of us don't plan on getting becoming ill or getting hurt while on the job, but if you have, then you may be wondering whether you should file a workers' compensation or disability benefits claim.
Most able-bodied Americans with sound minds do not spend much time thinking about how to manage a disability. The logistics of a new life with new capabilities are challenging enough without the limitations to a career that a disability may bring.
Navigating the complicated issues at hand when seeking Social Security disability (SSD) benefits is often an enormous challenge for those who truly need assistance. If a person who does qualify for SSD benefits does not properly understand the requirements and guidelines when filing for them, the Social Security Administration (SSA) may deny the application. That forces suffering people to wait even longer for the help they need.
A traumatic brain injury (TBI) can leave a victim with a wide variety of very serious physical and mental symptoms, and in some cases, may even qualify a victim of a TBI for Social Security benefits. If you or someone you love suffered a TBI recently, you may have more available benefits than you realize.
You're seeking out Social Security Disability (SSD) payments because you believe you've suffered a significant loss of function. However, what you're wondering about is how the government technically defines loss of function. Does pain play into it, or do you have to physically be unable to move?
For some, a disability strikes as a catastrophic injury or illness that leaves them no longer able to work. A paralyzing car accident or massive stroke. But for many, their disability creeps up on them, in small, seemingly unrelated incidents. While in your 20s, you injure your back, or break a bone in your leg or arm. That heals, but perhaps that healing is incomplete due to lack of healthcare coverage, or because you do not believe it to be very serious.
Once your application is filed with the Social Security Administration for benefits from the Disability Insurance program, you wait. Within a few months, you will receive notice of whether you have been approved, or like the majority of applications, been denied.
If you have been working and have suffered a job-related injury, you may have qualified for benefits due to that injury, such as workers' compensation benefits. Payments from these benefits can help you financially during your recovery from your injuries or medical condition, as they provide for both medical services and make up a portion of your income.
Science has provided us with a lot of stuff. From computer gadgets to medicine, there is no doubt that our world would be very different without these advancements. But there is still one advancement some of our St. Louis area readers are still waiting for and it's something that will help them fully recover from their spinal cord injury.
The Social Security Administration's list of Compassionate Allowances contains more than a hundred conditions and disorders that not only meet the SSA's definition of a disability but make a person eligible for benefits from the government as well. But while some of these conditions are easily recognizable to some of our Missouri readers, there are probably a number that our readers know nothing about.