Did you know that you have a 33 percent chance of becoming disabled before you reach retirement age? Your disability might be temporary or permanent and may be due to an injury or illness. Here are the most common reasons why workers in St. Louis and other areas of the country could become disabled:
When you file for Social Security Disability (SSD), you'll generally be asked to undergo testing or medical examinations before a decision is made whether to approve or deny your application for benefits. It's the responsibility of each state's Disability Determination Services (DDS) to determine whether your condition qualifies as a disability under existing Social Security laws.
Disabled veterans struggling to make ends meet on the monthly Veterans Administration (VA) stipend they receive may find it refreshing to learn that they too may qualify for Social Security Disability Insurance (SSDI) payments.
Imagine that you've suddenly become seriously ill or injured and you can no longer perform your job duties. You may be able to qualify for Social Security Disability benefits to help make financial ends meet. These important and helpful government benefits, however, are not available to everyone. You need to pass the Social Security office's strict requirements before your application for benefits is approved.
If you've known someone who has been diagnosed with the digestive disorder Crohn's, then you've likely witnessed first hand just how debilitating of a disease that this condition can be.
Every human being gets sick at some time or another. If such a sickness is long-term and it prevents you from working, it will have catastrophic financial implications for you and your family. This is why the U.S. Social Security Disability system exists -- to help you make ends meet if you're too ill or disabled to work for more than a year or suffering from a condition that will lead to your death.
If you suffer from a disabling physical or mental injury that prevents you from working, you may qualify for Social Security Disability Insurance (SSDI) to cover food, housing and medical costs. In order to qualify for such benefits, your injury must extend beyond a certain threshold. Hearing loss can result in your receiving SSDI.
Even if your disability is so severe that you're immediately approved for Social Security Disability benefits, you may not have any immediate relief. That's because Social Security imposes a five-month waiting period on cash benefits to beneficiaries entitled through its disability program.
If you're receiving Social Security Disability (SSD) benefits, you're likely going to get information on the Ticket to Work Program. This program is free for those who choose to use it and is voluntary.
Social Security may no longer be the comprehensive safety net intended for older Americans that it was designed for, but it still serves millions of people with required services. Nearly 20 percent of people in the United States collect a benefit from the administration, and not all of them are retired.