Are you having trouble getting the SSI benefits you need? You’re not alone. Many people run into delays, denials, and confusing rules when they try to apply. You might feel stuck or unsure of what to do next.
The lawyers at Crowe & Shanahan are here to help. We know the rules, what Social Security looks for, and how to fix common problems that cause delays or denials. Whether you’re just starting your application or fighting through an appeal, we can step in and guide you forward.
Contact us today to arrange your free initial consultation and learn what our attorneys can do to help.
Supplemental Security Income (SSI) is a benefits program that helps people who have little or no income and are disabled, blind, or at least 65 years old. The program provides monthly payments to help recipients pay for basic needs like food, clothing, and housing. The federal government runs SSI through the Social Security Administration (SSA). It’s different from Social Security Disability Insurance (SSDI), which requires you to have work credits to qualify. You don’t need to have worked to receive SSI.
In Missouri and Illinois, people who qualify for SSI can also receive additional support through Medicaid or other state services. Each state determines Medicaid qualifications, but essentially you must live in the US and meet income and asset rules to remain eligible.
You must meet several basic eligibility criteria to receive SSI in Missouri. First, you must be a US citizen or a legal resident. You must also live in the US full time. If you are not a citizen, you could still qualify under certain rules for non-citizens, but the requirements are strict.
Next, you must meet one of three personal criteria: you must be 65 or older, legally blind, or have a physical or mental condition that prevents you from working full time. If you apply based on disability, your condition must last at least 12 months or be expected to result in death. The SSA uses medical records and exams to determine whether your condition qualifies.
Finally, you must also meet strict financial rules. Your income and the value of things you own, including cash, bank accounts, and property, must fall below certain limits. If you live with others, their income could affect your eligibility.
If you live in Missouri or Illinois and want to apply for SSI, you’ll need to follow a specific set of steps. While they may vary slightly from state to state, these general steps will apply. Each of these steps plays a role in helping the SSA decide if you qualify for benefits:
The SSA might deny an SSI claim if it doesn’t receive sufficient proof of a disabling medical condition. If you apply without comprehensive medical records or recent treatment notes, the SSA might decide that your condition doesn’t meet the requirements. Some people also get denied because their health issue doesn’t last long enough or doesn’t stop them from working.
Another common denial reason is income or asset levels that exceed the SSA’s limits. Even small bank accounts or support from family can affect your case. The SSA checks all sources of money and support.
Application mistakes also lead to many denials. Leaving out answers, providing inaccurate details, or failing to respond to SSA letters can all result in denials. Some people also get denied if they miss deadlines or skip exams that the SSA schedules.
If your claim gets denied, you can appeal. Many people win benefits after a second review or hearing. A disability lawyer can help identify problems with your application and make adjustments as necessary.
Many people feel discouraged after a claim denial, but the appeals process gives you a second chance. You must act quickly, though. You have limited time to act at each stage of the appeals process. Each stage offers a new chance to have the SSA review your case, and you can continue to the next step if you still don’t agree with the decision. Below are the four main stages of the SSI appeals process:
Filing for SSI in Missouri or Illinois takes time, patience, and close attention to detail. Many people feel lost or stressed during the process, especially after a denial. A disability lawyer can step in to help you avoid mistakes and build a stronger case by:
Ready to take the next step in your SSI claim? Get in touch with Crowe & Shanahan now for the support you need. Contact our Missouri SSI attorneys now to get started with your free initial consultation, and let us help you move forward with confidence.
We take pride in the strong professional and personal relationships we build with each client. You will meet with the attorney early on and that same attorney will be with you throughout the process. You can rely on us to give you honest advice about your options because this is the right thing to do.
As your advocates, we will remain by your side throughout the process, developing a strategy that fits your specific circumstances. Your legal and financial issues are unique, so we tailor our advice according to your situation. Many individuals and families have benefited from this legal approach.
