The Back Pay Timeline
If you are disabled and unable to work, your most pressing concern is likely about the start of your back pay. In most cases, you need the money as soon as possible to pay your bills.
At Crowe & Shanahan, our experienced St. Louis Social Security Disability lawyers will give you the one-on-one service you deserve. We will carefully listen to all of your questions and concerns regarding Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) cases.
What You Need To Know About SSDI
The first thing to understand is the difference between regular disability insurance and Supplemental Security Income. With SSDI, there is a mandatory waiting period – nobody gets benefits for the month they rule you became disabled and for the next five calendar months. That raises another question: What if you don’t apply for two or three years? In that case, you can get a maximum of 12 months’ back pay before the month you filed your application, paid in a lump sum.
On the other hand, with SSI, the earliest benefits can begin is the month after you file an application. It does not matter how long you’ve been disabled when you apply. Finally, SSI back pay is paid out over up to three installments, every six months.
Contact Us At Our St. Louis Office
For more information on our practice or to schedule an appointment with an attorney from our Missouri firm, contact us today.