For some, a disability strikes as a catastrophic injury or illness that leaves them no longer able to work. A paralyzing car accident or massive stroke. But for many, their disability creeps up on them, in small, seemingly unrelated incidents. While in your 20s, you injure your back, or break a bone in your leg or arm. That heals, but perhaps that healing is incomplete due to lack of healthcare coverage, or because you do not believe it to be very serious.
A few years later, you suffer a similar, but unrelated injury. By the time you are in your late 40s or early 50s, you have a broad array of symptoms, stemming from multiple injuries received during the years of your working life. You never planned for this, and it certainly was not expected, but now you find yourself attempting to apply for Social Security Disability.