Scams targeting individuals seeking Social Security Disability benefits are a constant threat. These scams can leave affected individuals feeling helpless and vulnerable.
However, there are steps you can take to protect yourself if you find yourself in this situation.
Stay calm and gather information
If you suspect you are the target of an SSD scam, the first step is to remain calm. Start by gathering as much information as possible about the situation. This includes any correspondence you received, such as emails, letters or phone messages, as well as any documentation you may have related to your SSD application.
Verify the source
Next, verify the source of the communication or offer. Scammers often use tactics to make their communications seem legitimate, such as using official-sounding language or logos. However, a closer look may reveal inconsistencies or signs of a scam. Contact the Social Security Administration directly to confirm the legitimacy of any communications you receive.
Protect your personal information
Avoid giving out personal or financial information to anyone unless you are certain of their identity and intentions. Scammers often use tactics like phishing emails or phone calls to trick individuals into providing sensitive information. Be cautious about providing information such as your Social Security number, bank account details or passwords unless you are absolutely sure it’s safe to do so.
Report the scam
Reporting the scam is important not only for your own protection but also to help prevent others from experiencing the same unfortunate situation. Contact the Federal Trade Commission and the Social Security Administration to report the scam. Provide as much detail as possible, including copies of any communications you received and any other relevant information.
Social Security Disability scams are unfortunately common, with as many as 10% of SSD cases being initially investigated for fraud. The worst cases are those in which vulnerable people become the target of malicious behavior. That is why it is so important to protect yourself by being knowledgeable as you file your SSD claim.
