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What mental disorders does SSDI cover?

On Behalf of | Jun 15, 2022 | Social Security Disability

Social Security Disability Insurance (SSDI) does not only apply to physical injuries or illnesses. According to the Social Security Administration, the definition of a disability is any physical or mental impairment that reduces your ability to earn an income.

If you have a mental disorder, you may qualify for disability payments to supplement your income. See below for some diseases that SSDI covers.

Neurocognitive disorders

A neurocognitive disorder includes any illness that results in cognitive impairment. This includes Alzheimer’s disease, dementia from medical conditions and vascular dementia. If you suffer from memory loss, difficulty speaking or decision-making problems, consult with your doctor immediately.

Anxiety disorders

Anxiety causes a significant number of medical problems in the US. If you suffer from panic attacks, sleeplessness or muscle spasms, you may have access to SSDI benefits. Some conditions that fall under anxiety disorders include panic disorder, agoraphobia, obsessive-compulsive disorder and social anxiety disorder.

Depressive disorders

Clinical depression affects many people today. If you have bipolar, cyclothymic or depressive disorders, SSDI can help you with financial difficulties. Sometimes, people do not realize they suffer from a depressive disorder. If you notice weight loss or gain, lack of energy, loss of appetite or irregular sleeping patterns, you should consult with a trained clinician.

Sometimes mental disorders are difficult to define. However, if you suffer financial losses over a period of at least 12 months, SSDI might apply to you. Seek help immediately if you notice any significant changes in your cognitive ability or lose the ability to engage with people in public.