Social Security Disability Insurance is a resource that many Americans rely on. According to the Center on Budget and Policy Priorities, approximately 8.2 million people receive Social Security payments for their disabilities.
However, though this number is high, many more people might need SSDI and do not apply for it. Continue reading to learn about common misconceptions about SSDI that might prevent you from applying.
Do I have to wait one year?
One misconception that prevents people from applying for SSDI is that they must wait for one year. Part of this comes from the Social Security Administration’s website. It states that the condition must be present for at least 12 months. However, if your doctor believes the illness is chronic or will last at least a year, you may qualify for disability insurance.
Will the SSA deny my first claim?
It is true that SSA denies most of the claims they receive. However, a significant reason for this is poor application planning. If you have a significant disability that prevents you from working, ensure you have all your paperwork and documentation in order.
Does a doctor’s recommendation guarantee SSDI?
On the other hand, a note from your doctor does not guarantee that you will receive SSDI. More documentation will increase your chances of approval, but one recommendation from the doctor will not cut it. Speak with multiple professionals about your SSDI application before you submit it.
The Social Security Administration does not hand out disability insurance lightly. You must prepare your case with the correct forms to ensure they do not deny your claim. Do some research, so you do not have to apply twice.