Securing Social Security Disability Insurance benefits is a victory for those with disabling conditions. However, it is important to stay vigilant even after the approval process, as certain missteps can jeopardize these hard-won benefits.
Certain pitfalls have the potential to lead to the loss of SSDI benefits.
1. Failure to report income changes
A common reason for the sudden loss of SSDI benefits is neglecting to report changes in income. The Social Security Administration relies on accurate financial information to determine eligibility and benefit amounts. If your income increases above the substantial gainful activity limit, it could result in the suspension of your SSDI benefits. Updating the SSA about any changes in income, such as returning to work or receiving additional financial assistance, is the key to maintaining your benefits without interruptions.
2. Improperly managed medical records
The approval of SSDI benefits hinges on your medical condition and its impact on your ability to work. Failing to maintain up-to-date medical records can lead to complications. The SSA conducts periodic reviews of beneficiaries to ensure they still meet the criteria for disability. If your medical records lack information during these reviews, it might result in the cessation of your SSDI benefits. Stay proactive by communicating with your health care providers and attending medical appointments. Be sure, too, to submit any relevant medical documentation to the SSA.
3. Unreported changes in living situation
Changes in your living arrangement can also impact SSDI benefit eligibility. If you move to a different address, fail to inform the SSA and they are unable to reach you, it could lead to a suspension of benefits. Changes in marital status or household composition may also affect the amount of the benefits you receive. Be sure to notify the SSA of any changes in your living situation to avoid potential disruptions in your SSDI benefits.
The SSA notes that, as of December 2021, 9,243,999 Americans were receiving SSDI benefits. Stay proactive and informed to ensure that your SSDI benefits remain a stable foundation for your well-being.
