The U.S. Social Security Administration is becoming especially diligent in rooting out instances of fraud. For example, it has been investigating instances of people receiving Social Security disability payments when they don't actually have a qualifying disability and other suspicious activity.
For over 75 years, Social Security has been helping qualifying individuals who have lost their income, often due to disability or retirement. Right now, that means around 42.4 million workers who have retired are getting those benefits checks every month.
Thousands of people who are on the waiting list for Social Security disability payments will pass away before they find out if they are approved or not.
If you're applying for Social Security Disability benefits, be prepared for a long wait -- especially if you aren't approved early on in the process.
Social Security benefits are always hard-won by past contributions and often hard-won in the tough claims process for disability. This is why beneficiaries and their families must be exceptionally vigilant for attempts to defraud or steal Social Security payments from them.
Social Security is in place to help workers receive disability and retirement benefits. Family members can receive children's, spousal or survivor benefits based on a worker's Social Security record. There are limits, though, to how much the Social Security Administration (SSA) will pay on one person's history of work. This is called the family maximum limit.
Cuts have been proposed by the administration for Social Security Disability Insurance (SSDI) program. The reasons for the cuts appear poor. There are allegations that the program is growing, is out-of-control, that there is fraud, that the program is too easy to grant benefits and that it encourages individuals to quit working.
In a recent rule change, the Social Security Administration (SSA) has changed the way in which it will view statements from an applicant's treating physician. Previously, statements of the treating physician had been according "significant weight" as evidence of disability in an application for Social Security Disability benefits.
The federal government is a large organization. It employees more than 2.6 million workers, and more than 4.1 million if you include the military. Many of those jobs demand advanced degrees, including doctors, scientists and lawyers. This means federal payroll makes up a significant part of the federal budget. And this makes it an attractive target when it comes to attempting to save money from that budget.
One of the difficulties many applicants for SSD run into is the need for their medical records. Because the application is designed to demonstrate to the disability claims examiner that they suffer from physical or mental impairments that make it impossible for them to continue to work, medical records are important. These records provide the most compelling, objective evidence related to their health and ability to function.