When circumstances prevent an individual from working due to an accident, medical problem, mental health issue or other disability, social security benefits provide a safety net. Society accepts that not every person is able-bodied and eligible for work, and in such cases, it is only fair to provide Social Security disability benefits to pay for life’s necessities. Moreover, in many cases a disability that qualifies for SSD benefits is temporary. In such cases, once the worker recovers from the injury or illness and returns to work, the disability payments stop.
Many St. Louis residents have heard about Social Security Disability Insurance, but you may not know much about it beyond the fact that it provides financial assistance to individuals who have disabilities. Understanding some of the basics about SSDI, however, can come in handy if you are ever severely injured or disabled.